Eligibility to buy your home

If you’ve been a tenant of the Housing Executive, or one of the other eligible social landlords, for five years you can apply to buy your home. You can buy all or part of your home.

You may still be able to buy your home even if you haven’t lived there for five years. This may apply, for example, where you have taken over the tenancy after the death of a family member. This is called a “succession”. The tenancy may have been transferred to you by someone else, such as a husband, wife or civil partner. This is known as tenancy “assignment”.

If you were a tenant of a housing association, or other eligible social landlord, you must provide proof of this before we will accept your application to buy your home.

If you’re an introductory tenant you can’t apply to buy your home. The time as an introductory tenant will count towards eligibility and any discount that is calculated on the valuation of your home when you are able to buy.

Read a full list of eligible tenancies.

You can apply to buy your home if you live in a flat or maisonette. When you complete your purchase you will become a leaseholder. Each year you will then have to pay a service charge. This is an estimate of costs for things like carrying out improvements, repairs, caretaking if applicable, and our administration costs.

We will provide you with an estimated service charge for the first five years after you apply to buy your home. The service charge is reviewed each year.

You may not be able to buy your home from us if you live in:

  • a sheltered dwelling
  • a bungalow with fewer than three bedrooms

If you were allocated a one or two bed bungalow on or after 1st September 2002 you will most likely not be able to buy.

If you were allocated a one or two bed bungalow between 1st November 2000 and 31st August 2002 you may be able to buy.

You should contact your local Land & Regeneration Office for further information.

You can apply if you owe us rent, or other charges, but we won’t complete the application until you have cleared all of the arrears.

Squatters can’t apply to buy a home from us. If you were a squatter and were granted a legal tenancy, then we will consider your eligibility to buy your home.

The five years required to qualify to buy your home will start from the date that we started your tenancy.

You won’t be able to buy your home if we’re planning legal action to remove you from it because of anti-social behaviour.

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